Free calculator
How much house can I afford?
A quick estimate of the price range a lender would approve, based on your income, debts, and down payment.
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Car, student loans, card minimums
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yrs
Uses the standard 28/36 debt-to-income guideline, with property tax and insurance estimated at 1.1% and 0.35% of price per year.
You could afford up to
$413,870
About $2,800/mo all-in, limited by the housing (front-end) guideline.
Max monthly housing budget$2,800
Estimated principal & interest$2,300
Estimated taxes & insurance$500
Loan amount$363,870
This is the bank-style ceiling. The comfortable number is usually lower. Estimates only.
The bank's max is not your real budget.
This is the ceiling a lender would approve. Buyer Check runs your actual numbers into a price you can live with, with a full monthly breakdown and a pre-approval checklist.