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Independent mortgage review · Built for borrowers, not lenders

Your lender is hoping you don't read the fine print.

Upload a loan estimate, a closing disclosure, or your mortgage statement. You'll get a plain-English report that flags overpriced fees, catches anything your lender isn't allowed to charge, and tells you exactly what to push back on.

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Loan Estimate

Page 1 of 3

Issued 2026-05-12 · Applicant: A. Mendoza

Loan amount

$385,000

Monthly P&I

$2,595

Loan term

30 years

A. Origination Charges

Application fee$95
Underwriting fee$595
Document preparation$285

B. Services you cannot shop for

Appraisal fee$625
Credit report$60
Flood determination$25
Tax service$85

Subtotal A + B

Sections C-G continue on page 2

$4,092

Click any flagged item to see the full explanation.

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Four checks, two pilots. Pick the question you need answered.

  • Refi Check

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  • Buyer Check

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    What can I actually afford?

  • Estimate Compare

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    Which of these offers is best?

  • Closing Disclosure Audit

    $99

    Did anything change before closing?

  • Refi Pilot

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    Refi Check + Estimate Compare + CD Audit, bundled with a live dashboard. Save 12% vs buying separately.

  • Buyer Pilot

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    Buyer Check + Estimate Compare + CD Audit, bundled with a live dashboard. Save 11% vs buying separately.

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