Know which
mortgage is
actually better.
Upload loan estimates from any lender. We break down every fee, compare them side by side, and show you exactly where your money goes.
How it works
Two offers.
One clear winner.
Upload your loan estimates and we do the rest. Here is what a real comparison looks like inside Mortgage Lens.
Lender A
First National Bank
Lender B
Summit Mortgage Co.
Analysis
Lender B has a lower rate, but their closing costs are $4,440 higher. At $31/month in savings, it would take over 11 years to break even. Lender A is the better deal for most borrowers. Their origination and title fees are both in line with market rates, and the $750 lender credit brings the effective cost down even further.
You would save
$4,440
by going with Lender A
Everything you need to pick the right loan
Think of it as a sharp friend in the mortgage business. We read the fine print so you don't have to.
Upload Loan Estimates
Drag and drop your PDFs or snap a photo. We pull out every line item so you don't have to.
Automatic Parsing
Rates, fees, points, escrow. It all gets extracted in seconds, even from messy scanned documents.
Side-by-Side Comparison
See exactly where offers differ, down to the dollar. No more flipping between PDFs.
Spot Inflated Fees
We check every fee against market benchmarks and flag the ones that look higher than they should be.
Break-Even Calculator
Figure out exactly when a lower rate actually saves you money after closing costs.
Negotiation Talking Points
Get plain-language scripts you can bring to your lender meeting, backed by real numbers.
Get started
Three steps. Two minutes.
Upload your estimates
Got a PDF from your lender? Drop it in. We pull out every fee, rate, and line item. No manual data entry.
Compare side by side
See all your offers in one table. Rates, closing costs, monthly payments, with anything unusual flagged right away.
Negotiate with confidence
Walk into your lender meeting with specific numbers and talking points. Know exactly which fees to push back on.
Ready to find the better deal?
Thousands of homeowners have used Mortgage Lens to save on their mortgage. It takes about two minutes to get started.