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Mortgage review pricing

Pick your question. Pay once.

Every report is a one-time payment. A single report answers one question. A guided bundle covers a whole refinance or home purchase for less than buying its reports separately. We never take money from lenders.

Checks

Single reports

One report that answers one question. Pay once and keep the PDF.

Refi Check

$49one-time

Should I refinance now?

How Refi Check works
  • Break-even timing, to the month
  • Monthly savings and lifetime interest, side by side
  • A plain-English read: refinance now, wait, or skip it

What to upload: Your latest mortgage statement.

+ Free Refi Watchlist if now isn't the time

If your report says to wait or not to refinance yet, we watch rates for 12 months and email you if they fall far enough that refinancing clearly pays off (at least $150 a month saved, with a break-even within 3 years and within half the time you plan to stay). At most one email a month; turn it off any time.

Get started with Refi Check
See a sample report for Refi Check (PDF, opens in a new tab)

Buyer Check

$69one-time

How much house can I actually afford?

How Buyer Check works
  • A realistic price range, not just the bank's maximum
  • Your real monthly payment with taxes, insurance and PMI
  • A pre-approval checklist, or a plan to get ready

What to upload: No documents. You answer a few questions about your income, debts, credit range and savings.

+ Free Buyer Check updates

Check-in emails at about 3, 6 and 12 months, plus an email if rates drop enough to change what you can afford. Turn them off any time.

Get started with Buyer Check
See a sample report for Buyer Check (PDF, opens in a new tab)

Pilots

Guided bundles

Three reports for one refinance or one home purchase, in one workspace with a checklist that tracks each step. You pay less than buying the three separately.

Save $28

Refi Pilot

$199one-time

Guide me through the whole refinance.

$28 less than buying all three reports separately ($227).

  • Refi Check, Estimate Compare and Closing Disclosure Audit included
  • A checklist for each step, from shopping to closing
  • One workspace for the whole refinance

What to upload: Your mortgage statement first, then Loan Estimates as you collect them, then your Closing Disclosure and the Loan Estimate you chose. Each step asks when you get there.

Get started with Refi Pilot
See sample reports included in the Refi Pilot

Save $28

Buyer Pilot

$219one-time

Guide me from pre-approval to closing.

$28 less than buying all three reports separately ($247).

  • Buyer Check, Estimate Compare and Closing Disclosure Audit included
  • A checklist for each step, from pre-approval to closing
  • One workspace for the whole purchase

What to upload: A few questions first, then Loan Estimates as you collect them, then your Closing Disclosure and the Loan Estimate you chose. Each step asks when you get there.

Get started with Buyer Pilot
See sample reports included in the Buyer Pilot

If we can't produce your report, you get a full refund.

Sometimes a document is the wrong kind, too blurry to read, or missing key details. If we can't produce your report, email hello@mortgagelens.ai and we'll refund you in full.

Before you buy

Pricing questions

What do I need to upload?

It depends on the report. Refi Check reads your latest mortgage statement. Buyer Check needs no documents, just your income, debts, credit range and savings. Estimate Compare needs 2 to 4 Loan Estimates, from one lender or several. The Closing Disclosure Audit needs your Loan Estimate and your Closing Disclosure.

How fast do I get my report?

Reports are usually ready in a few minutes once your documents are uploaded. You download the report as a PDF from your Mortgage Lens dashboard.

Is this a subscription?

No. Every report and bundle is a one-time payment. The Refi Watchlist and Buyer Check updates that come with some reports are free emails that run for 12 months, and you can turn them off any time.

What's the difference between a Check and a Pilot?

A Check is one report that answers one question. A Pilot bundles three reports for one refinance or one home purchase, with a checklist that tracks each step, and costs $28 less than buying the three separately.

Do lenders pay you?

No. We never take money from lenders: no referral fees, no ads, no partner deals. Borrowers pay for their reports. Real estate agents can also subscribe to share Closing Disclosure Audits with their clients.

More answers in the FAQHow we check your loanSee sample reports

Real estate agent? See Closing Disclosure Audits for agents.