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Free mortgage calculators

Quick, no-sign-up estimates for the questions every buyer asks. When you have a real loan, we read the actual documents and catch what these can't.

Mortgage Payment

Your full monthly payment, broken down into principal, interest, taxes, insurance, and PMI.

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Home Affordability

How much house you can afford, based on your income, debts, and down payment.

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Refinance

Your new payment, monthly savings, and how long until you break even.

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Rent vs. Buy

Which is cheaper over the years you plan to stay, including equity.

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Want to see whether a specific house holds up over time, not just today? Try the affordability trajectory tool.

Mortgage Lens

Independent mortgage review. Paid by borrowers, never by lenders.

Questions or feedback? Email us at hello@mortgagelens.ai.

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