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What you walk away with

Sample mortgage review reports

Every report is a PDF you download and keep. These are illustrative samples: our real report templates filled in with a fictional borrower's numbers, so you can see what you get before you pay.

Refi Check and Buyer Check each come in two versions: one where the numbers say go ahead, and one where they say wait.

Refi Check

$49 one-time

A homeowner 18 months into a 7.25% loan asks whether to refinance. The report works out the monthly savings, the month the closing costs pay for themselves, and what would change the answer.

What's inside

  • Monthly savings and the break-even month
  • Net benefit over the years you plan to stay
  • What would change the answer, plus PMI timing

The wait version shows a rate gap too small to pay off before the borrower plans to sell.

Buyer Check

$69 one-time

An Austin buyer wants to know whether a $450,000 home is realistic. The report finds a comfortable target price, a realistic ceiling, and the full monthly payment at each.

What's inside

  • Comfortable target, realistic ceiling and math ceiling
  • Monthly payment with taxes, insurance and PMI
  • A pre-approval checklist and Texas-specific cautions

The wait version shows a buyer whose debts block approval today, with a 12-month plan to get ready.

Estimate Compare

$79 one-time

Three Loan Estimates for the same $385,000 loan, side by side. The report shows why the lowest rate isn't the cheapest offer, flags two junk fees, and gives talking points for the other lenders.

What's inside

  • Rates, APRs, payments and closing costs side by side
  • Junk fees flagged, with the reason for each
  • Talking points for the lenders you didn't pick

Closing Disclosure Audit

$99 one-time

A Loan Estimate and Closing Disclosure for the same purchase, compared line by line. The report finds a $200 transfer-tax increase the lender may have to refund and two changes to confirm in writing.

What's inside

  • A line-by-line comparison of the two documents
  • Fees that rose more than federal rules allow
  • A list of what to raise at the closing table

Ready for a report on your own loan?

Pick the report for the question you have. One-time price, no subscription.

See pricing