Refi Check
$49 one-time
A homeowner 18 months into a 7.25% loan asks whether to refinance. The report works out the monthly savings, the month the closing costs pay for themselves, and what would change the answer.
What's inside
- Monthly savings and the break-even month
- Net benefit over the years you plan to stay
- What would change the answer, plus PMI timing
The wait version shows a rate gap too small to pay off before the borrower plans to sell.